Farmers Accidental Insurance Scheme Introduction

Farmers Accidental Insurance Scheme Introduction

Government of Gujarat has implemented Farmer’s Accidental Insurance Scheme since 26th January, 1996 to provide insurance coverage to the registered farmers in case of accidental death or permanent disability. This scheme is 100% sponsored by State Government. In this scheme, insurance premium is paid by the State Government for all farmers. This scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar.

Main Conditions:
Deceased or Permanent disability person should be registered farmer (Have Individual or Joint name land) or child of registered farmer (Son or Daughter) or the husband/ Wife Death or permanent disability must be due to accident Suicide or Natural death are not covered in this scheme. Deceased or Permanent disability person having age of 5 to 70 years. Application should be made within 150 days to the office of concerned District Agriculture Officer

Revised Rate of Assistance
As per Agriculture, Farmers welfare and Cooperation Department’s revised resolution dated 13/11/2018, assistance for the beneficiary revised as below.
In case of accidental death or permanent disability 100% assistance of Rs. 2.00 lakh

In case of accidental loss of two eyes / two limbs / hand and leg / one eye and one hand or leg 100% assistance of Rs. 2.00 lakh (100% full sight loss in case of eye, In case of hand- loss of upper part of the wrist and in case of the leg- totally cut off from the knee)

List of documents attached with the claim application:

Application in prescribed form 

Annexure -1, 2,3, 3(A),4,5

7/12, 8-A, Form no: 6 (certified extract after death date)

Post Mortem Report

F.I.R & spot panchnama Police Inquest Report or Court Order

Death Certificate & Age Proof

Case Approval report of Sub Divisional Magistrate.

Disability certificate of Medical board/Civil Surgeon in the case of permanent disability and Photograph of disablement shown.

Valid Driving License in case of Deceased was driving at the time of accident.

Indemnity bond

Heriditary Report (Pedhinamu)

Heriditary Report (Pedhinamu) in Successor case (When the husband/wife are not Successor)

Any other proof asked by Director of Insurance
Changes in Scheme
With the resolution dtd.25.06.2007 of Finance Department, Govt. of Gujarat, clubbed accidental insurance schemes of the various departments of the State in one comprehensive insurance scheme, in which Farmer Accidental Insurance Scheme is included. The scheme is implemented by the Director of Insurance, Gandhinagar from 01/04/08. Comprehensive resolution was issued on 01.04.2013 by amendments to the resolution dated 25.06.2007 of the Finance Department.

First surviving Child (Son/Daughter) of the registered farmer was covered from 01/04/2012 and the Husband/Wife of the registered farmers was covered from 01/04/2016 in Farmer Accidental Insurance Scheme.

The main objective of the scheme is to assist the successor of the registered farmer, all child (son/daughter) of the registered farmer and the husband/wife of the registered farmer in case of death or disability due to accident.

In case of accidental death or permanent disability, all registered farmers, any child (son/daughter) of the farmer and husband/wife of the farmer having age of 5 to 70 years are beneficiaries for the scheme.


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